Financing Programs

Convention Home Only Program. All Town and Country new homes qualify for all conventional programs.

FHA LAND/HOME Program. The Federal Housing Authority (FHA) has the primary responsibility for administering the government home loan insurance program. This program is designed to help first time home buyers or limited credit qualify for a loan when a conventional loan program does not meet their current needs.

Land and Home Program. This type of loan allows you to finance your land and the home in a single payment.  

Triad Land and Home Plus or Land-In-Lieu Program. This type of loan allows you to use equity you may have in your land instead of using cash for a down payment. Cash along with land can be used if you wish.  

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Town and Country of Tuscaloosa makes no decisions on credit worthiness, length of loan, or interest rates the lending institutions make all the decisions on home loans.